Recent Car or Auto Accident? In Need of a Tampa Bay Chiropractor to Care and Treat Your Injuries?
A new personal injury protection (PIP) law passed in Florida as of January 1, 2013, is that you must seek medical attention within 14 days of your auto accident in order to receive any benefits from your insurance company. Most insurance companies will cover some or all of your medical expenses, even if the accident was not your fault. Individual cases do vary though, and a case may need to be settled before payment is rendered. Because of this new law, it is imperative that you seek medical treatment as soon as possible… even if you feel you do not have any serious ailments that require a doctor.
At InjuryWellness Clinic in Tampa, FL., we will provide you with individual care, and assess your car accident injuries in order to help you receive the best care. To contact our offices to schedule an appointment, call at (813) -374-2345.
If you are a resident of Florida and own a motor vehicle, you are required to purchase PIP. You are covered by PIP if you are the named insured. You, the insured, are covered by PIP while driving your vehicle or when a passenger in another’s vehicle. You are also covered while outside a motor vehicle if struck and injured by a motor vehicle.
Resident relatives who live with you, the insured, may be covered by your PIP benefits while they are driving your car, as passengers in your or another’s car, and while pedestrians if struck and injured by a motor vehicle. Others who are injured while driving your insured motor vehicle or who are injured while a passenger in your insured motor vehicle or who are injured as a pedestrian when struck by your insured motor vehicle may be covered by your PIP.
If you or your insured relatives living with you are injured while outside Florida, and are in your insured motor vehicle, you and your insured relatives are covered under PIP as long as the injury occurs within the United States, its territories or possessions, or in Canada.
EXCEPTIONS: If your passengers or relatives living with you have a motor vehicle licensed in Florida or own a motor vehicle required to be licensed in Florida, they are not covered by your PIP coverage. They must purchase PIP for themselves to have coverage.